Terms of Use
By using our website and services, you agree to these legal terms.
Please read these Terms of Use carefully. By accessing or using the Wonder Rates, Inc. website at wonderrates.com, or any of our related applications, services, or tools (collectively, the "Services"), you agree to be bound by these Terms.
1. Services and Usage
Wonder Rates, Inc. provides mortgage brokerage services and related information. The content on this website is for informational purposes only and does not constitute financial, legal, or tax advice. You must be at least 18 years old to use our Services.
2. Loan Information and Estimates
As a mortgage broker, Wonder Rates presents loan options from our network of participating wholesale lenders. Any rates, fees, or monthly payments displayed on our website are estimates and do not represent a definitive offer to extend credit. Final terms are subject to formal underwriting and approval by a lender.
3. Intellectual Property
All content, design, graphics, text, logos, and technology associated with the Services are the intellectual property of Wonder Rates, Inc. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
4. Links to Third-Party Sites
Our Services may contain links to websites owned and operated by third parties (such as NMLS Consumer Access or state regulators). We are not responsible for the content, privacy policies, or practices of those third-party sites.
5. Limitation of Liability
To the maximum extent permitted by law, Wonder Rates, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of, or inability to access or use, the Services.